Monzo, the UK’s leading digital bank, is launching a new credit card feature to allow its customers to choose monthly payments before completing their purchase online with Apple Pay when using Monzo Flex, its award winning credit card product. Monzo is proud to be the first bank to bring this feature to customers in the UK.

Monzo Flex customers with iOS 18 and iPadOS 18 will have the option to pay in full or spread the cost over multiple months directly at the point of purchase in Apple Pay. Customers will be able to use this when shopping online using Apple Pay and in-app on iPhone and iPad.

This allows customers to see the monthly payments, understand total cost including any interest and choose how they’d like to repay before completing their purchase. This adds to the unique purchase-level control that Monzo Flex customers have over their credit card spending.

Kunal Malani, General Manager at Monzo, said: “Our customers love using their Flex credit card with Apple Pay and we’re thrilled to be the first bank to bring this feature to Apple Pay users in the UK. Now our customers are able to choose their monthly payments — right at checkout with Apple Pay when using their Monzo Flex credit card. This brings an even more convenient experience for our customers when shopping online.”